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April 2014 - Optima Money

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Monthly Archives: April 2014

Everything you want to know about NPS

Everything you want to know about NPS

Objective of retirement planning is to accumulate sufficient corpus which can generate regular income after retirement. Unlike most other developing countries, India does not have The Universal Social Security System to protect the elderly against economic deprivation. Hence government introduced a defined contribution based pension system. National Pension System or NPS is a government run […]

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Easy Paths to Follow for Funding Your New Ventures

Easy Paths to Follow for Funding Your New Ventures

This is a common statement I hear nowadays that I’m fed up of my routine job and want to do something of my own. Some of them even try their luck but only few are successful due to the fact that they opt for the right methods of funding their new ventures. Following the right […]

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Financial Planning- Case Study

Financial Planning- Case Study

Sachin and Rashmi Saxena live in Jaipur and are working with private firms. Sachins monthly income is Rs 1 lakh and Rashmis Rs 40,000.They live in their own house. They have a daughter (3) and a son (2 months).They aim to accumulate a corpus for their kids higher education when they turn 21,followed by their […]

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