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Financial planning Archives - Page 17 of 18 - Optima Money

Home / Tag: Financial planning
How to Sidestep from Becoming a Bank Loan Defaulter?

How to Sidestep from Becoming a Bank Loan Defaulter?

Expenditures are inevitable and unexpected. It is really difficult to stay away from expenses as they are bound to bother you in any particular form. Many a times expenditures exceed the earnings and this is where matters get worse for an individual. The need to fill in the gap created between the two heads becomes […]

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How rupee deprecation can impact your financial planning

How rupee deprecation can impact your financial planning

A lawyer, who had come from a Singapore trip,had been waiting for the rupee to depreciate so that she could exchange the dollars left from the trip into rupee. Last month her wait paid off when rupee had touched record lows. If you had followed news you would notice the fluctuation in rupee in the […]

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Everything you want to know about Public Provident Fund

Everything you want to know about Public Provident Fund

  Public Provident Fund or PPF is a product of choice for self employed professionals to build their retirement corpus who don’t have option to invest in Employee Provident Fund. Scheme is suitable for investors who are looking for steady returns from their investment without taking any risk. PPF is also popular among salaried employee […]

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Consider FMPs for higer post tax returns

Consider FMPs for higer post tax returns

It was not long ago when fixed maturity plans (FMP) was a preferred investment instruments for large companies and high net-worth investors but today it has found takers in retail investors. Of late with the government trying to stem fall in rupee there has been liquidity tightening measures which led to the increase in short-term […]

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Colour Code is not enough to understand the risk in Mutual Fund

Colour Code is not enough to understand the risk in Mutual Fund

Mutual fund investments are subject to market risks, read  all scheme related documents carefully. This is a common disclaimer you see in  all advertisement related to mutual fund or on sales brochures. Still complaint  of mis-selling is very common. Though you cannot always blame the mutual fund  distributor for this mis-selling as sometime investor invests […]

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