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insurance Archives - Page 6 of 18 - Optima Money

Home / Tag: insurance
Act Before Financial Year Ends

Act Before Financial Year Ends

Financial year starts from 1st April and ends on 31st March. We have to pay tax on the total income earned during the year from various sources. 31st March is a very important date for every tax payer. An act of negligence may result in payment of interest and penalty in future. Financial year 2014-2015 […]

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Buy Insurance for a right reason

Buy Insurance for a right reason

Key Objective of life insurance is to protect future income due to untimely death of the breadwinner. Similarly In case of health insurance the objective is to cover the cost of hospitalization. But in India usually life insurance is bought and sold as a tax saving instrument or as an investment product.  When insurance intermediary […]

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Facts you should know about health insurance

Facts you should know about health insurance

We invest with the purpose of creating wealth and securing our future. But one of the most important things in your financial planning kitty is medical insurance. You need health insurance at all times for family and yourself because you never know when disease comes knocking at your door. Though life expectancy has increased over […]

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Why you should take a cover for your home

Why you should take a cover for your home

  You work hard and save money to buy a house and household appliances. You take utmost care to secure your dream house, yet there is the risk of a natural or man-made catastrophe. If you cannot prevent it, transfer the risk. Consider buying a householders- or home-insurance policy. Scope of cover A package householders […]

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Is credit card balance transfer a good idea?

Is credit card balance transfer a good idea?

Balance transfer refers to the process of transferring the outstanding dues from one credit card to another one. This is kind of refinancing and Banks frequently give such offers to acquire clients. Rate of interest offered by the new bank is lower than the interest you pay on your existing card. The offer may be […]

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