Pankaj Mathpal, Founder and Managing Director, Optima Money Managers Pvt. Ltd. has over 22 years of work experience in Marketing, Financial Planning & Education. Read More…
Key Objective of life insurance is to protect future income due to untimely death of the breadwinner. Similarly In case of health insurance the objective is to cover the cost of hospitalization. But in India usually life insurance is bought and sold as a tax saving instrument or as an investment product. When insurance intermediary […]
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We invest with the purpose of creating wealth and securing our future. But one of the most important things in your financial planning kitty is medical insurance. You need health insurance at all times for family and yourself because you never know when disease comes knocking at your door. Though life expectancy has increased over […]
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You work hard and save money to buy a house and household appliances. You take utmost care to secure your dream house, yet there is the risk of a natural or man-made catastrophe. If you cannot prevent it, transfer the risk. Consider buying a householders- or home-insurance policy. Scope of cover A package householders […]
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Balance transfer refers to the process of transferring the outstanding dues from one credit card to another one. This is kind of refinancing and Banks frequently give such offers to acquire clients. Rate of interest offered by the new bank is lower than the interest you pay on your existing card. The offer may be […]
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Kids asking their parents for a few bucks to buy a movie ticket or for entertaining themselves in any other way has always been and continues to be the most common scenes in every household. After all, the teenage years are all about the lots of homework, anxiety and the never-ending requests for money. While […]
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