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About Pankaj Mathpal

Pankaj Mathpal, Founder and Managing Director, Optima Money Managers Pvt. Ltd. has over 22 years of work experience in Marketing, Financial Planning & Education. Read More…

Five mistakes that destroy retirement dreams

Five mistakes that destroy retirement dreams

Everyone dreams to retire to a peaceful life when they don’t have to worry about earning money or meeting budgets. They want to do whatever their heart desires without worrying about its affordability. Yet the hard reality is that most people are not saving enough for their retirement. Many will be forced to work till […]

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Planning a vacation! Don’t ignore travel insurance

Planning a vacation! Don’t ignore travel insurance

Going on holidays is an important event for many of us .We spend much time, effort and money to plan the most memorable experience during our vacation. With rising income many are traveling abroad for holidays as well. What happens if things don’t go according to plan? This is where travel insurance comes in handy. […]

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LIC’s New Money back policy 20 years – Review

LIC’s New Money back policy 20 years – Review

  LIC’s New Money back policy is a traditional plan that participates in profits of company. Policyholder will be entitled to receive simple reversionary bonuses declared as per the experience of the insurer, provided the policy is in full force. Lets look at a few key features and benefits of this policy. ● Policy duration […]

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ELSS or PPF – which one would you prefer?

ELSS or PPF – which one would you prefer?

Sikha Pradhan a manger with a BPO wants to invest some money to save tax.  She has been investing in PPF for last few years but wants higher returns as she is concerned about inflation.  She has heard that Equity Linked Saving Scheme or ELSS is an excellent product to save tax but not sure […]

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Finance options for buying a home

Finance options for buying a home

Owning a home is dream everyone cherishes. If you are in the market to buy a new house, you can be spoilt for choice. There are numerous offers and schemes being promoted by the developers to attract customers in the current lack lustre real estate market.  The cost of property in metros like Delhi, Mumbai […]

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