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Author Archives: Pankaj Mathpal

About Pankaj Mathpal

Pankaj Mathpal, Founder and Managing Director, Optima Money Managers Pvt. Ltd. has over 22 years of work experience in Marketing, Financial Planning & Education. Read More…

Top up health plans: Are they worth the buck?

Top up health plans: Are they worth the buck?

What is the size of your health cover? Rs 2 lakhs, Rs 3 lakhs or Rs 5 lakh? This sum assured as it is called in insurance parlance could cover for minor hospitalisation costs. However, life threatening ailments such heart surgery and cancer come with a heavy price tag and your health insurance may really […]

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Know your Real Retirement Costs & Live on your terms

Know your Real Retirement Costs & Live on your terms

Retirement may not be about just meeting the necessities. It could be about getting to do things you have always wanted to, given that you have a lot of time in hand. You may want to go on along holiday, pursue a hobby/sport or just pamper your family with gifts. The idea is to a […]

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Bigger is better when it comes to Mutual Funds

Bigger is better when it comes to Mutual Funds

Why does one invest in Mutual Funds? It enables you to invest in diversified portfolio of stocks and thus protect your portfolio from ups and downs in the markets. Large-cap mutual funds stand true to this definition. These funds generally invest large amount of their asset under management (AUM) in some of the biggest companies, […]

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Cashless medical payments are possible now with ICICI Prudential Savings Fund

Cashless medical payments are possible now with ICICI Prudential Savings Fund

Investors are often advised to keep their contingency cash in liquid funds. Contingency cash primarily comes in handy during financial emergencies such as hospitalisation. Liquid funds have an edge over short-term fixed deposits as the former give better returns to investors. It is also tax-friendly for investors to keep their cash in liquid funds as […]

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