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Author Archives: Pankaj Mathpal

About Pankaj Mathpal

Pankaj Mathpal, Founder and Managing Director, Optima Money Managers Pvt. Ltd. has over 22 years of work experience in Marketing, Financial Planning & Education. Read More…

Avoid overspending during the holidays

Avoid overspending during the holidays

With the holiday season ringing in, there is fun, frolic and just so much of enthusiasm in the air! While merry making is bound to be the theme of the season, it carries with it, its own set of financial potholes to watch out for. The demanded shopping errands, the personal and professional gifting norms […]

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Go cashless, Save More!

Go cashless, Save More!

Government’s decision to demonetize old Rs 500 and Rs 1000 notes effective from 9th November whipped 86% of total currency in the nation. However, the government encouraged people to deposit these high-value notes into their respective bank accounts and turn to the digital payment system.  To convert the economy into a cashless one, the government […]

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All you want to know about E-wallets

All you want to know about E-wallets

Ever since the reality of demonetization has struck us, we are all turning to alternative modes for cash transactions. While cheques, NEFT and RTGS payments continue to help us sail through, a novel mode for efficient cash dealings is E-wallets.  Though most of us wish to imbibe the reigning benefits of technology, we often feel […]

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Online facility has made EPF transfer and withdrawal easy

Online facility has made EPF transfer and withdrawal easy

With the dynamism of our current global economy and the professional spectrum, changing jobs every few years is the ground reality for most salaried individuals. While employment changes are unavoidable, the cumbersome amount of paperwork it calls for, often leaves employees feeling tired and irked out. Amongst the never ending array of background checks, declarations […]

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How demonetisation will help India in long run

How demonetisation will help India in long run

The thought that government must take some firm steps to curb the ever increasing real estate prices must have crossed your mind, isn’t it?  But have you ever thought about how the real estate prices can be lowered and stabilized on a firm ground for a long term? We blame governments for not handling the […]

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