Optima Money, Author at Optima Money

The Role of Human Behavior in Investing

Investing is often viewed as a rational process where individuals make decisions based on data, analysis, and careful consideration of potential risks and rewards. However, human behavior plays a significant role in the investment process, often leading to decisions driven more by emotion than logic. Understanding the psychological factors that influence investing can help individuals […]

Why Timing the Market is Detrimental to Your Investments

The allure of timing the market is undeniable. The fantasy of buying low and selling high, of consistently outsmarting the market, is a powerful one. However, the reality is far less glamorous. In the grand scheme of investing, attempting to time the market is often a counterproductive strategy that can significantly erode your returns. The […]

Equity Multi Cap funds- an Ideal choice for wealth creation

Despite several difficulties faced by every individual nationwide amid Covid 19 pandemic followed by a lockdown the stock market showed a strong rally in the last one year due to a slew of majors taken by the government of India. Following the second wave of the corona, again lockdown has been imposed in few states […]

Sovereign Gold Bond Scheme 2021-22 (Series I).

The Sovereign Gold Bond Scheme 2021-22 – Series I is open for subscription for the period from May 17, 2021 to May 21, 2021. The nominal value of the bond is ₹4,777/- per gram of gold. There is a discount of Rs. 50 per gm applicable if the bonds are purchased online and the payment […]